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Influencers are on the rise at the moment, with a booming make-up and cosmetics industry and the ever-expanding social media platforms, branding is more lucrative than ever.

Make-up guru and general sass queen Jeffree Star has always vowed to be as honest with his fans as possible, even when it comes to his wealth.

It's no secret that he is ABSURDLY wealthy; as well as his YouTube earnings and side projects, he predominantly generates income from his giant line of cosmetics.

He has now promised to expose any brand who try to meddle with him and his CASH DOLLA in any way that he can, and boy does he have power.

David Dobrik was told by the make-up star that he earns $150 million PER YEAR. *Pause to allow shook people to gather themselves before continuing*

In his recent tweets, Star mentions how he was supposed to create a project which exposed make-up brand deals, but the brand he was working with pulled out in order to keep other clients happy.

He has now revealed how much they were offering to pay him for a SINGLE product; a jaw-dropping $165,000. Dear God.

He challenged another brand to come forward in the New Year to help him in his mission to discuss behind the scenes make-up brand deals, which would be fascinating to see.

It's sure to be a crazy end result, whatever Star comes up with.

Maybe we should try our hand at this make-up artist business?  

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We could only imagine what Kendall Jenner's bank account must look like.

Particularly, as the 23-year-old was announced as the highest paid model in the world by Forbes.

The publication stated that the Keeping Up With The Kardashians' gal made a MASSIVE $22.5m in the 12 months to June.

Can you imagine all those zeros in her account? – It's wealth that we could only dream of.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Kendall (@kendalljenner) on

Amassing the fortune was allegedly down to contracts with brand names like Estee Lauder, Adidas and Calvin Klein.

And Kendall had some stiff competition for the top spot, she bet fellow supermodel Karlie Kloss.

According to Forbes, Karlie's earnings from June to June came in at $13m. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Karlie Kloss (@karliekloss) on

Chrissy Teigen and British model Rosie Huntington-Whiteley were a joint third, raking in $11.5m each. 

Cara Delevingne also made the top ten highest paid models. 

Cara made a cool $10m and was joint in fifth with Gisele Bundchen, who also pulled in the same amount. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Gigi Hadid (@gigihadid) on

Sister duo Gigi and Bella Hadid also graced the list in seventh and eighth place, respectively.

Gigi made a staggering $9.5m, whilst younger sister, Bella earned $8.5 m. 

Despite Kendall owning the top spot, her fortune is a drop in the ocean compared to Kylie.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Kylie (@kyliejenner) on

Get ready to weep, because what the 21-year-old made in the same period is just insane.

Kylie before tax, according to Forbes made an enormous $166.5m. 

The paycheck has been largely credited to Kylie's Cosmetics make up brand.

We just can't get our heads around just how much money she has made. 

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Rupert Grint has spoken about his net worth, and it's fair to say we're more than a bit jealous.

The former Ron Weasley was interviewed by The Radio Timesand his funds happened to come up in the conversation.

Naturally, everyone has something to say about it, seeing as his worth in 2016 was estimated to be a whopping €50 million, less than half of Daniel Radcliffe's estimated worth.

He told the publication that he tries not to pay much attention to his financial needs, but says he is "comfortable". Well for some isn't it?

Figures seem to go way over his head, based on these quotes;

"I actually don't know how much I have. I couldn't even really guess."

"It doesn't really motivate me too much. It makes you comfortable, that's the good thing about it, I think. I'm glad it's there but I'm not really that focused on it."

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Emma Watson (@emmacwatsons) on

We'd be running around Brown Thomas spending an absolute fortune on nonsensical items which we totally don't need… but each to their own, I guess?

The actor has taken on roles since Harry Potter wrapped up in 2011, starring in Sick Note on Sky One, and the Snatch reboot.

He will also star in The BBC production of Agatha Christie's The ABC Murders alongside John Malkovich as Hercule Poirot.

Mr Weasley's down-to-earth spending habits appear to parallel with Harry and Hermione's.

Daniel Radcliffe told the Belfast Telegraph back in 2016 that he pretty much leaves his $100 million fortune alone.

"I'm very grateful for it, because having money means you don't have to worry about it, which is a very lovely freedom to have. It also gives me immense freedom, career-wise," he said.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by A Harry Potter Fan (@potter_now_and_forever) on

Grint also spoke about his struggle with the Harry Potter phenomenon's fame; "Sometimes you just want to go to B&Q." Do you, though? It's fairly grim.

The first thing he did in 2011 after hanging up his cloak and wand was get his tonsils removed;

"It was too much recovery time and there was the fear that it would change my voice."

Well Rupert, no one can say that you're not a normal lad. Too normal, in fact. 

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How much would you turn down to maintain the integrity of your family business?

For global business woman Phuong Tran and her home-grown Vietnamese company THP Beverage Group, it was $2.5 billion dollars. Yup, just think of how much guilt-free online shopping you could do…

An unimaginable sum, but for Tran and her father, allowing Coca-Cola to acquire controlling interest in their valued family business, no sum was worth it.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Phuong Uyen Tran (@uyenphuongtran3) on

Watching her father, Dr. Tran Qui Thanh, reject such an incredible amount of money that most could never even dream of has shaped Phuong Tran’s entire legacy from that day on.

Her philosophy revolves around the lessons learned from attempting to compete with giants, and face them down.

Since Tran and her father turned down the astounding offer, they have grown their business to full flourishment and have spread their company to over 16 countries including China, Australia and Canada.

She has now written her debut novel, Competing With Giants, and aims to inspire businesswomen around the world.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Phuong Uyen Tran (@uyenphuongtran3) on

Her first book involves Tran, as Vice-President of THO Beverage Group, weaving her advice from her father alongside her own insights into a rich tapestry which divulges fascinating facts on the changing global business landscape as well as the incredible origin story of her own company.

According to Tran, David can indeed compete with Goliath, and even outperform him. “We proved that nothing was impossible.”

Western style multinationals are now being incentivised to devise of new strategies to compete with the emerging Asian market.

“To western countries, the Asian market is a big piece of pie with robust growth in new economies. The world needs to know how an Asian business runs and how its business culture is formed. That’s the story that I wanted to tell in the book.”

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Phuong Uyen Tran (@uyenphuongtran3) on

Tran will travel to Ireland to launch Talent Garden Dublin’s Innovation School on October 30th and will share her vast expertise by delivering an exclusive lecture free of charge.

She will join the faculty at the Innovation School to share her knowledge with Talent Garden’s Innovation School students across Europe in the coming months.

Talent Garden’s Innovation School is a highly-regarded digital skills boot camp model with a proven track record in giving it’s entrepreneurs the skills they need to succeed.

Tran will focus specifically on granting expertise to the Innovation School in the areas of female and family entrepreneurial business, through Skype calls, online chat forums and podcasts.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

A post shared by Talent Garden (@talentgarden) on

She will join the commendable faculty at the Innovation School, which boasts employees such as Jen Stirrup, a data strategist and Microsoft Data Platform MVP, and Steph Locke, one of only 58 people globally recognised with Microsoft’s AI MVP award.

Innovation School Director Ruth Kearney comments on the school’s aims: “Put simply, we are in the business of developing great 'digital talent' and bringing about a digital cultural and mind-set within organisations.”

The exciting event is free to attend, but places are limited so register early to avoid disappointment. Gets your tickets now from Eventbrite or check out www.talentgarden.org for more information.

The Innovation School is also launching two courses for November;

Executive MINDSET (23rd November): a one-day masterclass on leadership outlooks aimed at CEO’s and senior managers.

Data Science in Practice Informing Real Business (29th & 30th November) for IT professionals, scientists and software engineers.

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Living in Dublin city takes its toll on our wallets and while politicians are completely failing us at handling the housing crisis, we are left with two options: playing the Euromillions, or learning ways to make the most with what is left in our bank account after rent is paid.

Some expenses are hard to minimise – i.e. transport, electricity, health – but you can make a big difference on the state of your finances if you get smart with your food.

With a few simple tips, you could end up saving hundreds if not thousands of Euro a year. 

1. Eat at home as often as possible…

It goes without saying, but eating out is expensive and without even going crazy, one dinner out a week can cost you a minimum of 100 Euro a month. 

2…. and we don't mean takeaways

When we say eat at home, we mean make your own dinner.

A takeaway might seem reasonable once in a while – hungover Sundays for instance – but a tenner here and a tenner there seriously add up.

3. Yes, it goes for lunch as well

We know, making lunch every day is a commitment but it is a smart way to a) save money and b) eat healthier.

No need to make life complicated: make a big batch of pasta or quinoa at the beginning of the week and have fun with some cheap toppings: cucumber, tomatoes, peppers, avocado, corn, beans, leftover roasted veggies, boiled eggs, tuna, leftover chicken, pine nuts, sundried tomatoes, fresh herbs, cheese…  

4. Buy what is in season / on offer

Every shop has weekly offers on specific foods.

Have a look at what you can buy from the cheap shelf before you start your shopping.

5. Don't buy too much at once

Buying in bulk might seem like a good idea at first, but if you end up binning half of it, it remains a big waste of money.

Buy in bulks foods that have a long shelf life, like cans of tuna, pasta or beans, and avoid it for fresh food. 

6. Eat less animal protein

Animal protein like meat, fish and cheese come at a price, and we would recommend reducing the amount you buy and prioritise the quality.

Meanwhile, make seasonal vegetables and carbs (such as pasta, potatoes, rice, beans) the base of your diet. Eggs are a healthy and cheap option to get your protein too. 

7. Refuse to waste food

To make sure your food doesn't end up in the bin, only buy the food you need (or that keeps for a long time) and only go shopping if you REALLY need to. 

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OK real talk. Does anyone is their twenties ACTUALLY know how to manage money? 

I'll be the first to amit that finances aren't exactly my strong suit. Sure, I've got a roof over my head, food in the fridge and a Netflix subscription to keep me going, but when it comes to savings and long-term planning, I may as well be back at square one. 

However, I'm slowly but surely learning how to make better choices when it comes to spending, and there are a few golden tips and tricks I've picked up along the way:  

1. Thou shalt keep a budget book

Budgeting is hard, OK? And in an age of paperless money, it can be easy to lose track of your finances. 

One way to combat this is to keep a budget book, mapping out all your incoming and outgoing expenses for the month ahead, including every single purchase you make. 

Break down your earnings using the handy 50/30/20 ratio – 50 per cent goes towards living expenses, 30 per cent is disposable income, and 20 per cent goes into savings.

2. Thou shalt take advantage of loyalty schemes 

Whether you're earning points on your club card every time you do a food shop, or simply getting a free coffee every two weeks, loyalty schemes are a great way to save the pennies without feeling like you're missing out. 

A number of banks also offer reward schemes, allowing customers to earn cash back when use their cards at selected retailers. 

3. Thou shalt limit my online spending 

Sure, the half price ASOS jacket might seem like an absolute steal, but it's a slippery slope.

First the jacket, then the shoes, and before you know it, you're basket is full to brim with items you probably (definitely) don't need. 

4. Thou shalt refrain from taking out loans 

Unless absolutely necessary, try your best to work with what you have.

But if you do find yourself in a position where borrowing money is the only option, make sure to shop around for the best interest rates, and make paying it back an absolute priority.

5. Thou shalt bring my lunch from home

OK, so this one's a bit of a no-brainer, but eating out is pricey AF. 

Give the artisan breads and lavish salads a break and start getting creative in the kitchen. 

Pro tip: Make more than you need to eat for dinner so you can use the leftovers the next day.

6. Thou shalt eat more veggies

Meat is by far one of the most expensive parts of any meal, so it's no surprise that cutting it from your diet will do wonders for your pocket. 

Can't commit to the full veggie life? Start with meat-free Mondays and go from there. 

Your bank account will thank for for it. 

7. Thou shalt entertain at home 

Save the big nights out for special occasions – birthdays, anniversaries, going-away dos etc. – and do the rest of your socialising at home. 

You'll save a bomb on taxi fares, cover charges and over-priced cocktails, and hey, you'll probably have more fun. 

8. Thou shalt save as much as possible

Got a few quid left over at the end of the month? 

Rather than indulging in an unnecessary spending spree, put your precious pennies towards a bigger spend. 

After all, that two month trek around South East Asia isn't going to pay for itself. 

9. Thou shalt learn about taxes 

OK, so this one is easier said than done, but it's important to know where your money is going every month. 

For example, Irish workers are entitled to a number of benefits including dental and optical, as well compensation for absence due to illness. 

It's also worth checking whether you've been emergency taxed in the past four years. You could be owed a small fortune and not even know it! 

10. Thou shalt splurge responsibly

While it's essential to stay on top of your finances in your 20s, it's never fun to deprive yourself of the things you want. 

Whether it's the designer handbag you've been lusting after, or the holiday of your dreams, it's important to treat yo'self every once in a while. 

After all, you worked hard for the cash – just spend it wisely! 

 

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OK, let’s be straight. We’re all fecking broke.

From rent, to utilities, to public and private student loans alike, there is simply a lot we have to pay for each month.

Yes, it’s hard. And yes, you will sometimes feel like you need to crawl into a black hole in order to save yourself a few quid.

However, there are some things in life that you should spend your money on. These things will not only enrich your life, but they’ll make you feel a little bit better about yourself too.

1. Treat yo’self

We know, it’s a strange place to start, but the best place to start.

Sometimes, money problems can get us really down, so if you killed it at work this week or did a deadly presentation in college, treat yo’self girl.

Whether it’s buying yourself a new top, or going for a cocktail with your BFF, take some time out to just celebrate you.

Image result for treat yoself gif

2. Education

Yep, you knew this one would come up but honestly, it’s so worth it.

Continuing with your education, whether it’s doing a masters degree, a night-time course, or even schooling yourself with the help of a good book; it’ll all be invaluable if you want to advance your career. And with reputable institutions making it available to pursue Graduate & Post-Graduate Courses online, you’ll be able to save up more than you would if you choose to further your education through traditional college.

Just think, that internship in Paris would be in your pocket after a few French lessons!

3. Your home

Now, we’re not saying splash out on a fancy apartment in the city centre or put down a mortgage on a country house. But putting time and effort (and a bit of moola) into your home will make all the difference.

It’s where you spend your down time, so you need to be happy in it. Buy a few fairy lights, some deliciously-smelling candles, and a cosy blanket to throw over your bed and you’re good to go.

Silk pillowcases FTW.

4. Night out with friends

You might not have expected this one to pop up either, but you know you want it.

If you’ve been saving for a couple of months, then going out was probably off the cards for you. But sometimes, you just need a few drinks with friends to make everything better.

So, dust off that LBD you’ve been dying to wear, grab your heels and head out for a night on the tiles.

Image result for tina and amy gif

5. Good quality food

You might look at this one and think, WTF being broke doesn’t mean I can’t eat, but we’re talking about fresh produce and great quality.

Having a €2 frozen pizza for dinner might seem like you’re saving money, but you’re going to be hungry an hour later and feel stodgy AF too.

So, make sure you’re fuelling yourself with good food that will make you feel healthy and energised every single day.

Spices Avocado and Ingredients on Table

6. Experiences

Whether it’s a concert, a day trip to Glendalough or a weekend in Spain, you get so much more from experiences than material goods.

A trip away will give you memories that will last a lifetime, and you don’t need to break the bank to do so.

Check out Groupon for deals, or Booking.com for low prices. Ryanair has also recently launched deals on flights and hotels so take a gander over there too.

Image result for summer holidays gif

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Thought money couldn't buy you happiness?

Well, to be honest, we've always had our reservations about this bold statement and it now looks like we were right all along. 

An international team of researchers have proved that money really can make you happier – that is, if you use it to pay other people to do your chores.

Now, that's not to say you should rush out and hire a cleaner, a gardener and a personal chef, because let's be real, who has got the cash for that?

But, trading your money for time every now and again could prove hugely beneficial to your mental health and well-being. 

The researchers, led by Ashley Whillans, began with survey data from nearly 4,500 people from the United States, Canada, Denmark and the Netherlands.

Participants were asked whether they paid other people to do “unenjoyable daily tasks” in order to “increase their free time”, to which 28% answered, yes. 

In fact, these people spent an average of €126.59 per month, buying extra time. 

And while they may have been left a little out of pocket, what they lost in cash, they made up for in happiness. 

Results suggested that people who traded their money for time were more satisfied with life than those who didn't.

“Deconstructing this interaction, time stress was associated with lower life satisfaction among respondents who did not spend money on time-saving purchases," the authors wrote in the journal Proceedings of the National Academy of Sciences

“For respondents who spent money on time-saving purchases, the negative effect of time pressure on life satisfaction was not significant.”

So, next time you feel like indulging in a bit of retail therapy, you might want to consider trading your money for minutes rather than material items.

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The cost of living in Ireland has increased from €11.50 in 2016, to €11.70 in 2017.

Yes, we know 20 cents doesn't seem like the biggest amount of money, but when you add it all up, you're looking at a cost of nearly €500 a week to live in the country.

The Living Wage Technical Group conducted the research into the changes of cost of living, and determined that the housing crisis, increased rent levels and changes in taxation are all to blame.

However, the LWTG noted that the cost of clothing, household goods, food and health insurance have all decreased in the last year.

The paper read: "In principle, a living wage is intended to establish an hourly wage rate that should provide employees with sufficient income to achieve an agreed acceptable minimum standard of living.

"Earnings below the living wage suggest employees are forced to so without certain essentials so they can make ends meet.

Here's the outline of the cost of living in Ireland:

If you want to see more, visit here.

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Ah, the joys of making your first Holy Communion.

Along with the glitz and glamour (and praying), Holy Communions work out to be a pretty plentiful time for primary school kids, with some children scoring up to €570 on the day.

Ulster Bank released a breakdown of how much an Irish child is given on their special day, and well, the numbers might shock you.

Image result for first holy communion

The bank’s survey, which was carried out by Empathy Research, found some pretty hefty figures:

  • Children receive an average of €570 in cash on the day
  • 1 in 4 children receive more than €800
  • 13 per cent receive more than €1000
  • Parents spend an average of €845 on the occasion

It also found that male children are more likely to get more money, with the average received by boys this year being €591, compared to girls getting an average of €550.

However, there has been a steep drop in the amount of money parents spend on outfits, make-up and hair for the day.

Saying that, parents still went slightly over budget than they did last year.

  • Party/ celebrations/ food and drink: €388 (+5 per cent on 2016)
  • Child’s outfit for the day: €185 (+5 per cent on 2016)
  • Outfits for other family members: €153 (-27 per cent on 2016)
  • Children’s entertainment: €78 (-48 per cent on 2016)
  • Make-up/ hair (girls only): €41 (-27 per cent on 2016)

92 per cent of parents pay for everything out of their own savings, while half surveyed agreed that the pressure is there to spend as much as other parents have.

Most of the kids’ Communion money was spent on toys (42 per cent) and clothes (31 per cent).

Many Irish parents have turned to DarcyBow for stunning and unique handmade communion dress – they are the type of dresses that will be handed down for many years to come.

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His net worth is $100 million (€88m), yet Steve Wozniak believes happiness has nothing to do with dollar signs.

The engineer, who founded Apple along with Steve Jobs and Ronald Wayne, believes that the formula for being content with your life is "smiles minus frowns."

Speaking to CNBC this week, said that smiling "was my original formula when I was about 20 years old.

Image result for Steve Wozniak

"Create jokes, create humour everywhere you go. That keeps you happy."

He also noted that when facing challenges in your life, you need to be resilient, and you can't hang onto things that go wrong.

Image result for Steve Wozniak

"Don't be bothered when things don't go your way. Just think out how to be constructive… don't waste your time blaming people and being upset, because those feelings will destroy your psychology."

So, in other words, if you feel your life has taken a U-turn, or you're not in the place where you thought you'd be, stay strong, and you know… keep on smiling.

Image result for hahah no gif

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My torturous four weeks of not spending any money are finally drawing to a close, and frankly, I couldn't be more delighted.

Having free reign over my financial choices has always been something I've taken for granted, frittering away my wages on exorbitant rental prices, ordering in, and glasses of gin that are much too fancy for the likes of myself. 

Embarking on the 30 Day No Spending Challenge was definitely no walk in the park (though I took many of those, seeing as it's free), but I definitely learned quite a bit about my personal spending habits during my fiscal fast.

For those who don't know, the 30 Day No Spending Challenge focuses on benefiting your bank balance through a tight budget for four weeks. 

Most adventurers into this monetary management challenge stick to a budget of about €50.00 a week, to spend on groceries, transport and socialising.

The challenge omits things like rent and utilities, as it is all about making the most of your disposable income rather than getting you evicted.  

The most difficult part was willing myself not to give in to my random splurges. 

Seriously, the list of things I didn't buy this month because I was embarking on the challenge includes a gold coin festival bra, a faux Gucci belt (I was looking at too many bloggers' Instagrams that week) at least eight takeaways, a series of ASOS items and a selection of cacti. 

As someone who takes Carrie Bradshaw's famous quote about liking to see her money hanging in her closet quite seriously, not purchasing clothes for an entire month was actually a lot harder than I thought it would be, but hey, the gold coin bra is still available so once pay day rolls around, it's mine. 

Not caving to my food cravings was also pretty hard, and I'm not going to lie, there was an occasion where I did order in, completely blowing my weekly food budget on one delicious but ultimately unworthy meal. 

The most valuable part of the whole venture wasn't the money I saved (though we will get on to that later) but the realisation and clarity that the challenge gave me when assessing where my money would have been going. 

I kept a record of the things I didn't buy, a hangover from my oh-so frugal life as a student when I used to jot down all my expenses in an Excel sheet on my laptop, and I saved around €400.00 just by not giving in to my random coffee cravings and willing myself away from the computer screen during the ASOS sale. 

To anyone considering taking on the challenge, I strongly recommend keeping track of everything you do spend and everything you don't spend on the way. 

If opportunities come your way that you know are out of budget, jot them down to give yourself a better idea of how much you are saving per day or week as you go along to help keep you motivated. 

My only other tips are to get used to public transport and make budget supermarkets your second home, but for a lot of people, those are very normal aspects of their lives anyway, myself included.

The trick here was to plan your journeys to be as cost efficient as possible, and also prepare your meal plans in advance so there is no opportunity to get side tracked at the supermarket.

Honestly, one day I had an intense longing for a pain au chocolat, and had intense separation anxiety from the bakery section after my trip, and that was because I hadn't quite prepared well enough for my grocery shop.

Avoiding the junk food and bakery aisles like the plague is a must.  

As soon as I finish this final week of no spending, I'm buying enough pain au chocolats to block out the memory of my pastry-free month. 

So, the big question, how much did I save and what am I going to to do with my freshly stashed dosh?

Well, if you must know, I saved €800.00 over the course of the month, most of which I'm going to put straight back into my student loan and get three or four months ahead in those loan repayments. 

The rest is going on a good hair cut, a trip to my eyebrow technician, a packet of pastries and an absolute vat of gin. 

Was it worth it? Absolutely.

Would I do it again? Well, as a means of saving for something big like a rental deposit or a holiday, this challenge is ideal, so I'd never say never to undertaking another fiscal fast in the future.

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