Some of us love Christmas, and some of us… not so much. But one thing that everyone can agree on is that it's a pricey time of year. 

And according to a survey commissioned by the Credit Union, the average Irish adult will spend almost €600 in the run up to Christmas this year. 

The annual spending survey shows that the average shopper in Ireland can expect to spend €563 this festive season, which is actually lower than the figure produced last year. 

“We all need to remember that Christmas really is about giving, not robbing the family finances,” says Ed Farrell of the Credit Union.

A huge number of us are planning to shop online this year (67 percent), with most people saying that value can be found online and 26 per cent of shoppers said it's more convenient to shop online than trek around town. 

But many of us (70 per cent) feel worse about our financial situation than we did last year. So, do you think you'll spend that much this year?